If you’re looking into buying a home in the coming months, you’re likely doing all the research you can now. Maybe you’ve started to clean up your current home, you’ve started saving for a down payment, and you regularly browse available listings on realtor.com. However, do you know how your credit score effects your home […]
About Carla Jackson
Author Archive | Carla Jackson
3 Signs It’s Time to Move
Homeowners in northern Indianapolis know that buying a home is a huge achievement as well as a huge commitment. However, very few people stay in their first home forever because needs can change dramatically over the years. If your home isn’t meeting your needs anymore and you’re finding yourself browsing homes for sale online, it […]
How to Buy a House During a Pandemic
There’s just no getting around it, we’re living in an unprecedented time and many of us feel our lives have been put on pause. However, the Covid-19 pandemic affects everyone differently and if you had planned on buying a house this spring, you may not want to cancel those plans. Traditionally, spring is the most […]
Get Preapproved Before the Spring Rush
It’s common knowledge that the housing market really picks up in the spring. After those long, hard Indiana winters, homeowners are ready for a change and we’re already seeing houses fly off the market. So what does this mean for the prospective buyer? It means that in order to secure your dream house, you can’t […]
How to Choose a Flip House
Thanks to reality TV and the sellers housing market, house flipping has never been more popular. However, if you’re new to the game, we urge you to do your research because house flipping is not for everyone. What may seem like the perfect opportunity might instead end up costing you a lot of money if […]
Escrow 101
If you’re a first-time homebuyer, the process of buying a house can be overwhelming. However, you can minimize anxiety, especially in the home loan process, by understanding a few key terms and concepts prior to signing on the dotted line. One important term you will soon hear is “escrow account”, and our team at GVC […]
Is Winter a Bad Time to House-Hunt?
Everyone knows that spring and summer are home-buying seasons, and that winter is the time to hibernate and stay put. While it’s true that the market does tend to slow down in the winter, that’s not necessarily a bad thing. Yes, moving in the snow is a pain but, in the end, you may find […]
3 Mortgage Questions You’re Afraid to Ask
Let’s face it, talking about your finances to a relative stranger is not always the most comfortable experience. You may have made some questionable choices in the past or perhaps your current finances aren’t something you’re proud of, but at GVC Mortgage, we’ve seen it all and we don’t judge. Our team of professionals knows […]
4 Signs a Home Is the Right Fit for You
If you’ve decided to purchase a home in the Carmel, Fishers, or greater Indianapolis area, GVC Mortgage is here to help. Our team knows that today’s buyers are looking for more than just the right fit in terms of price and square footage, and that they also want to know if a home is going […]
To Buy or to Build?
Depending on your perspective, this could be the best or the worst time to be house-hunting. Houses are selling fast and appreciating quickly in value, which is good news for both the buyers and the sellers. The downside, however, is that inventory is low. Buyers may become frustrated as bidding wars become more common with […]
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Required Documents
- 2 most recent paycheck stubs
- 2 months of bank statements (checking, savings, etc.)
- 2 years full federal tax returns (including W-2s and 1099s)
- Copy of your driver’s license
- Insurance agent contact information
If applicable, the following items will also be needed
- Divorce decree
- Bankruptcy papers
- Proof of child support
- Awards letter (social security and pension)