You’ve decided to purchase your first home. Congratulations! At GVC Mortgage, we understand how big this step can be, and we love to help our first-time home buyers in their journey toward homeownership. Here are a few of the top tips we give our new clients looking to purchase a home in the Carmel, Fishers, […]
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Top 5 Tips for First-Time Home Buyers
Should I Get Pre-Qualified or Pre-Approved?
At GVC Mortgage, we get a number of questions about the home-loan process from our clients and the community. One of the most common questions is whether to get pre-qualified or pre-approved. The quick answer: Both. These two terms often get confused with one another, but they are distinctly different from one another in the […]
5 Required Home Loan Documents
When you’re purchasing a new home, whether it be in Carmel, Fishers, or Indianapolis, you need to be prepared for the process to move quickly. One thing that can slow you down is not having your mortgage paperwork ready to go. To speed up the process and help you have the advantage, our pros at GVC […]
5 Tips for Taking Out a Home Loan
When taking out a home loan, you have a lot of details to remember, and sometimes the process feels like it can go rather quickly. Whether you’re new to purchasing a home or you want some advice on mortgages before you start home shopping, let our crew at GVC Mortgage help you out. We have […]
3 Questions to Ask Your Mortgage Broker
You’re excited about buying your own little nest right here in Indianapolis. The decision to purchase a house is a big step, but don’t rush into anything just yet. Before financing a new home, meet with a mortgage broker for a consultation, and ask these questions before moving forward.
How Much Home Can I Afford?
When you’re in the market for a new home, it’s easy to want the biggest and the best home on the block. However, you want to make sure that your mortgage—especially that monthly payment—doesn’t overextend your budget. When you live beyond your means, you put yourself at risk of getting behind on payments or even […]
3 Tips for Refinancing Your Mortgage
Have you been wondering whether you need to refinance your mortgage? Are you curious about just what mortgage refinance entails? We at GVC Mortgage in Indiana want to help our customers make solid home-financing decisions. As you pursue refinancing a mortgage, consider these few pieces of advice.
Home Loans & Your Credit Score
Are you wondering what your credit score has to do with buying or financing a new home? Don’t let your credit score keep you from being able to move forward with your real-estate dreams. We at GVC Mortgage recommend that you know what a credit score is, how it impacts financing a home loan, and […]
How to Choose a Mortgage Broker
Are you in the market for a new home? Maybe you’re looking to refinance your current home. No matter what has you checking into a mortgage broker, you may be wondering how to go about selecting one. GVC Mortgage of Carmel has some tips for finding a mortgage broker you can trust. 1. Understand what a […]
- 2 most recent paycheck stubs
- 2 months of bank statements (checking, savings, etc.)
- 2 years full federal tax returns (including W-2s and 1099s)
- Copy of your driver’s license
- Insurance agent contact information
If applicable, the following items will also be needed
- Divorce decree
- Bankruptcy papers
- Proof of child support
- Awards letter (social security and pension)