If you’ve spent any time house hunting in the past year, you know that the market is super hot for sellers, but a little tricky for buyers. Homes are selling very fast and almost always include intense bidding wars between potential buyers. If this idea seems overwhelming or discouraging to you, you might consider alternative […]
Is It Time to Downsize?
When it comes to homes, bigger isn’t always better. It’s much more important that your house fits your lifestyle and current circumstances than it be a big, impressive size. However, moving to a smaller home can be an uncomfortable thought. If you’re used to a large home, you might feel cramped in a smaller one. […]

Determining Your Home Loan Term
When purchasing a home, there are countless decisions to be made. Should you live in this neighborhood or that? Should you buy or build? Should you get the house with the basement, or the one with the pool? And the decisions don’t stop with the house you choose to buy; in fact, you will still […]

Make Buying a Home Your New Year’s Resolution
It’s human nature to set goals for ourselves and try to achieve them, so it only makes sense to set big goals at the start of the new year. 2021 is here, but it’s not too late to set a New Year’s resolution for yourself. If you’ve been putting off buying a home for years […]

3 Reasons to Stop Renting
In today’s society run by “millennials”, renting instead of purchasing a home is becoming more and more popular. Instead of graduating from college and settling down, young adults are now choosing to put off home ownership and even marriage to maintain a flexible lifestyle. While our team at GVC Mortgage understands these changes in perspective, […]

3 Reasons to Refinance this Year
As mortgage rates continue to fall, many homeowners in Indiana are choosing to refinance their home loans in order to save money, build equity, and pay their mortgages off faster. When you refinance your home loan, you are essentially replacing your current mortgage with a new one. There are many reasons why homeowners choose to […]

3 Things Never to Do Before You Close on a House
Whether you’re a first time home buyer or this is your third or fourth time through the home buying process, buying a home can be both exciting and slightly terrifying. After all, it is the biggest financial decision that most people ever make and the last thing you’d want is to mess it up somehow. […]

3 Red Flags to Avoid While House Hunting
In the current, fast-paced housing market, it can be difficult to take your time while house hunting. Of course, you want to make a wise decision; but often, if you don’t act fast, another buyer will swoop in with an offer and you’ve missed your chance. At GVC Mortgage, we understand that home buying is […]

How Soon After Purchasing a Home Can I Sell It?
If you’ve recently purchased a home, you may already be wondering when you can sell it. The short answer is, once it’s legally yours, you can sell it whenever you want. However, the long answer is a little more complicated, because while it is legal, it often doesn’t make financial sense to resell quickly. Our […]

How to Find a Great Real Estate Agent
When tackling one of the biggest financial decisions of your life, it’s important to have a great partner. Your real estate agent plays such a huge part in your home buying experience that choosing one can seem pretty daunting. After all, there’s no shortage of real estate agents vying for your business via online ads, […]
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Required Documents
- 2 most recent paycheck stubs
- 2 months of bank statements (checking, savings, etc.)
- 2 years full federal tax returns (including W-2s and 1099s)
- Copy of your driver’s license
- Insurance agent contact information
If applicable, the following items will also be needed
- Divorce decree
- Bankruptcy papers
- Proof of child support
- Awards letter (social security and pension)