It’s well understood that real estate “season” picks up in early spring and lasts until early fall. In general, people simply prefer not to move in the winter as it’s colder and everyone is busy with holidays. Typically, people do not want to be between homes over Christmas. There can, however, be some pretty big […]
Tag Archives | home buying tips
Buying a House with No Money Down
Is it possible to buy a house with no money down? Yes. Is that a smart choice? It depends. Securing a mortgage, especially for the first time, comes with many different considerations. Continue reading to learn more about avoiding a down payment from the team at GVC Mortgage.
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What is the Difference between Interest Rate and APR?
When purchasing a home, there are many new terms to learn. PMI, escrow, earnest money, and the list goes on and on. Two particular terms that can trip people up are interest rate and annual percentage rate, or APR. Why are there two different rates? Why is one higher than the other? When looking at […]
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How to Buy a House Out of State
Are you relocating to Indiana from another state? Buying a house long distance can be a tricky process, especially if you’re comparing your experience to those portrayed on HGTV. Unfortunately, it’s rarely feasible for a homebuyer to make several trips to their desired location to look at houses multiple times and get the full house […]
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Are Online Mortgage Calculators Accurate?
House shopping has changed over the years. Potential buyers used to be at the complete mercy of their realtor to find homes to look at. However, in our modern age of technology, you can view homes online, through several different apps, or even on Facebook! With all that information at our fingertips, it’s no wonder […]
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3 Unconventional Ways to Find a Home
If you’ve spent any time house hunting in the past year, you know that the market is super hot for sellers, but a little tricky for buyers. Homes are selling very fast and almost always include intense bidding wars between potential buyers. If this idea seems overwhelming or discouraging to you, you might consider alternative […]
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Make Buying a Home Your New Year’s Resolution
It’s human nature to set goals for ourselves and try to achieve them, so it only makes sense to set big goals at the start of the new year. 2021 is here, but it’s not too late to set a New Year’s resolution for yourself. If you’ve been putting off buying a home for years […]
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3 Red Flags to Avoid While House Hunting
In the current, fast-paced housing market, it can be difficult to take your time while house hunting. Of course, you want to make a wise decision; but often, if you don’t act fast, another buyer will swoop in with an offer and you’ve missed your chance. At GVC Mortgage, we understand that home buying is […]
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