Thanks to reality TV and the sellers housing market, house flipping has never been more popular. However, if you’re new to the game, we urge you to do your research because house flipping is not for everyone. What may seem like the perfect opportunity might instead end up costing you a lot of money if […]
Tag Archives | home loan
3 Mortgage Questions You’re Afraid to Ask
Let’s face it, talking about your finances to a relative stranger is not always the most comfortable experience. You may have made some questionable choices in the past or perhaps your current finances aren’t something you’re proud of, but at GVC Mortgage, we’ve seen it all and we don’t judge. Our team of professionals knows […]
4 Signs a Home Is the Right Fit for You
If you’ve decided to purchase a home in the Carmel, Fishers, or greater Indianapolis area, GVC Mortgage is here to help. Our team knows that today’s buyers are looking for more than just the right fit in terms of price and square footage, and that they also want to know if a home is going […]
To Buy or to Build?
Depending on your perspective, this could be the best or the worst time to be house-hunting. Houses are selling fast and appreciating quickly in value, which is good news for both the buyers and the sellers. The downside, however, is that inventory is low. Buyers may become frustrated as bidding wars become more common with […]
The Don’ts of Home Buying
If you’re preparing to purchase a home this fall in Indianapolis, you may have already started researching the home buying process. There are many lists of things to do as you prepare: save for a down payment, get your credit in order, find a mortgage broker, etc., but our team at GVC Mortgage has put […]
Refinancing 101
Homeownership is a learning process for everyone. After you’ve secured your mortgage and purchased your first home, you may think you’re done with the hard part. But our team at GVC Mortgage is here to remind you that your financial options don’t end on closing day. Refinancing your home loan means that you are essentially […]
FAQs about Conventional Home Loans
Do you plan on buying a home this summer? Maybe you’ve found the right home but are now trying to decide which type of financing is right for you? A conventional home loan is a wise decision for Indianapolis home buyers, but how do you know if it’s right for you? Our team at GVC […]
How to Buy a House in a Seller’s Market
If you’ve spent any time looking for houses in the past several months, you know that the market is currently in the seller’s favor. Houses are flying off the market and it can be very frustrating for a potential homebuyer to find what they’re looking for and beat out the competition in order to secure […]
Should I Get Pre-Qualified or Pre-Approved?
At GVC Mortgage, we get a number of questions about the home-loan process from our clients and the community. One of the most common questions is whether to get pre-qualified or pre-approved. The quick answer: Both. These two terms often get confused with one another, but they are distinctly different from one another in the […]
5 Required Home Loan Documents
When you’re purchasing a new home, whether it be in Carmel, Fishers, or Indianapolis, you need to be prepared for the process to move quickly. One thing that can slow you down is not having your mortgage paperwork ready to go. To speed up the process and help you have the advantage, our pros at GVC […]
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Required Documents
- 2 most recent paycheck stubs
- 2 months of bank statements (checking, savings, etc.)
- 2 years full federal tax returns (including W-2s and 1099s)
- Copy of your driver’s license
- Insurance agent contact information
If applicable, the following items will also be needed
- Divorce decree
- Bankruptcy papers
- Proof of child support
- Awards letter (social security and pension)