What are Millennials interested in when looking to buy a home? Ideally, their dream home is energy efficient and includes a home office, a great backyard, and a modern kitchen. Continue reading to learn more from the team at GVC Mortgage.
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Is it possible to buy a house with no money down? Yes. Is that a smart choice? It depends. Securing a mortgage, especially for the first time, comes with many different considerations. Continue reading to learn more about avoiding a down payment from the team at GVC Mortgage.
When purchasing a home, there are many new terms to learn. PMI, escrow, earnest money, and the list goes on and on. Two particular terms that can trip people up are interest rate and annual percentage rate, or APR. Why are there two different rates? Why is one higher than the other? When looking at […]
Are you relocating to Indiana from another state? Buying a house long distance can be a tricky process, especially if you’re comparing your experience to those portrayed on HGTV. Unfortunately, it’s rarely feasible for a homebuyer to make several trips to their desired location to look at houses multiple times and get the full house […]
In today’s society run by “millennials”, renting instead of purchasing a home is becoming more and more popular. Instead of graduating from college and settling down, young adults are now choosing to put off home ownership and even marriage to maintain a flexible lifestyle. While our team at GVC Mortgage understands these changes in perspective, […]
If you’re looking into buying a home in the coming months, you’re likely doing all the research you can now. Maybe you’ve started to clean up your current home, you’ve started saving for a down payment, and you regularly browse available listings on realtor.com. However, do you know how your credit score effects your home […]
Are you in the process of buying a new home in Indiana? Do you want to get preapproved so you can know how much home you can afford? Are you maybe wanting to take advantage of current loan rates and are considering refinancing your mortgage? If you fit into any of these categories, GVC Mortgage […]
Have you been wondering whether you need to refinance your mortgage? Are you curious about just what mortgage refinance entails? We at GVC Mortgage in Indiana want to help our customers make solid home-financing decisions. As you pursue refinancing a mortgage, consider these few pieces of advice.
You’re in the market to buy a home. Whether you’re new to the home-buying process (or it’s just been a while), you’re wondering whether getting preapproved for a home loan is something worth your time. The short answer from our team at GVC Mortgage: Yes.
In the midst of an unsteady real estate market nationwide, Indianapolis stands apart. Homeownership in this thriving city remains a strong financial investment for your future because of the following reasons
- 2 most recent paycheck stubs
- 2 months of bank statements (checking, savings, etc.)
- 2 years full federal tax returns (including W-2s and 1099s)
- Copy of your driver’s license
- Insurance agent contact information
If applicable, the following items will also be needed
- Divorce decree
- Bankruptcy papers
- Proof of child support
- Awards letter (social security and pension)