House shopping has changed over the years. Potential buyers used to be at the complete mercy of their realtor to find homes to look at. However, in our modern age of technology, you can view homes online, through several different apps, or even on Facebook! With all that information at our fingertips, it’s no wonder […]
Tag Archives | tips to buying a home

3 Unconventional Ways to Find a Home
If you’ve spent any time house hunting in the past year, you know that the market is super hot for sellers, but a little tricky for buyers. Homes are selling very fast and almost always include intense bidding wars between potential buyers. If this idea seems overwhelming or discouraging to you, you might consider alternative […]

Make Buying a Home Your New Year’s Resolution
It’s human nature to set goals for ourselves and try to achieve them, so it only makes sense to set big goals at the start of the new year. 2021 is here, but it’s not too late to set a New Year’s resolution for yourself. If you’ve been putting off buying a home for years […]

3 Reasons to Stop Renting
In today’s society run by “millennials”, renting instead of purchasing a home is becoming more and more popular. Instead of graduating from college and settling down, young adults are now choosing to put off home ownership and even marriage to maintain a flexible lifestyle. While our team at GVC Mortgage understands these changes in perspective, […]

Everything You Need to Know About Credit Scores
If you’re looking into buying a home in the coming months, you’re likely doing all the research you can now. Maybe you’ve started to clean up your current home, you’ve started saving for a down payment, and you regularly browse available listings on realtor.com. However, do you know how your credit score effects your home […]

Escrow 101
If you’re a first-time homebuyer, the process of buying a house can be overwhelming. However, you can minimize anxiety, especially in the home loan process, by understanding a few key terms and concepts prior to signing on the dotted line. One important term you will soon hear is “escrow account”, and our team at GVC […]

Is Winter a Bad Time to House-Hunt?
Everyone knows that spring and summer are home-buying seasons, and that winter is the time to hibernate and stay put. While it’s true that the market does tend to slow down in the winter, that’s not necessarily a bad thing. Yes, moving in the snow is a pain but, in the end, you may find […]

4 Signs a Home Is the Right Fit for You
If you’ve decided to purchase a home in the Carmel, Fishers, or greater Indianapolis area, GVC Mortgage is here to help. Our team knows that today’s buyers are looking for more than just the right fit in terms of price and square footage, and that they also want to know if a home is going […]

To Buy or to Build?
Depending on your perspective, this could be the best or the worst time to be house-hunting. Houses are selling fast and appreciating quickly in value, which is good news for both the buyers and the sellers. The downside, however, is that inventory is low. Buyers may become frustrated as bidding wars become more common with […]

The Don’ts of Home Buying
If you’re preparing to purchase a home this fall in Indianapolis, you may have already started researching the home buying process. There are many lists of things to do as you prepare: save for a down payment, get your credit in order, find a mortgage broker, etc., but our team at GVC Mortgage has put […]
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Required Documents
- 2 most recent paycheck stubs
- 2 months of bank statements (checking, savings, etc.)
- 2 years full federal tax returns (including W-2s and 1099s)
- Copy of your driver’s license
- Insurance agent contact information
If applicable, the following items will also be needed
- Divorce decree
- Bankruptcy papers
- Proof of child support
- Awards letter (social security and pension)