Have you been wondering whether you need to refinance your mortgage? Are you curious about just what mortgage refinance entails? We at GVC Mortgage in Indiana want to help our customers make solid home-financing decisions. As you pursue refinancing a mortgage, consider these few pieces of advice.
3 Tips for Refinancing Your Mortgage
Should I Get Preapproved for a Home Loan?
You’re in the market to buy a home. Whether you’re new to the home-buying process (or it’s just been a while), you’re wondering whether getting preapproved for a home loan is something worth your time. The short answer from our team at GVC Mortgage: Yes.
Home Loans & Your Credit Score
Are you wondering what your credit score has to do with buying or financing a new home? Don’t let your credit score keep you from being able to move forward with your real-estate dreams. We at GVC Mortgage recommend that you know what a credit score is, how it impacts financing a home loan, and […]
Refinancing Your Mortgage: The Basics
Have you recently been considering refinancing your mortgage? Are you wondering what the refinancing process involves or whether it’s worth it? GVC Mortgage of Carmel, IN can help you answer these questions and more! Here we will cover a few of the refinancing basics.
How to Choose a Mortgage Broker
Are you in the market for a new home? Maybe you’re looking to refinance your current home. No matter what has you checking into a mortgage broker, you may be wondering how to go about selecting one. GVC Mortgage of Carmel has some tips for finding a mortgage broker you can trust. 1. Understand what a […]
Advantages to FHA Loans
With the increase in private mortgage insurance (PMI) rates, many homebuyers have been questioning whether an FHA loan is their best financing option. GVC Mortgage encourages Indianapolis homebuyers to consider each mortgage loan option before moving forward. An FHA loan is not money lent directing from the Federal Housing Administration (FHA). What happens is that when […]
What Is Private Mortgage Insurance (PMI)?
You’re considering buying your first Indiana home and are looking into your mortgage financing options. Then, your mortgage broker begins to talk about how you will require “PMI” and how those three little letters add to your monthly mortgage costs. What exactly is PMI? Homebuyers who don’t have at least a 20 percent down payment […]
Your Trustworthy Indianapolis Mortgage Company
In the midst of an unsteady real estate market nationwide, Indianapolis stands apart. Homeownership in this thriving city remains a strong financial investment for your future because of the following reasons
Nine Things to Avoid When Buying a House
Buying a home is a huge commitment, and home mortgage companies understand this as much as anyone. Follow some of these tips to avoid getting declined or having your interest rates rise! Do not quit your job – This includes retiring or becoming self-employed. You were pre-qualified by your lender based on your job with […]
CoreLogic Report Shows Home Prices Rise by 12.2 Percent Year Over Year in May
––Analysis Indicates Projected Growth of 13.2 Percent Year Over Year in June–– CoreLogic® (NYSE: CLGX), a leading residential property information, analytics and services provider, today released its May CoreLogic Home Price Index (HPI®) report. Home prices nationwide, including distressed sales, increased 12.2 percent on a year-over-year basis in May 2013 compared to May 2012. This […]
- 2 most recent paycheck stubs
- 2 months of bank statements (checking, savings, etc.)
- 2 years full federal tax returns (including W-2s and 1099s)
- Copy of your driver’s license
- Insurance agent contact information
If applicable, the following items will also be needed
- Divorce decree
- Bankruptcy papers
- Proof of child support
- Awards letter (social security and pension)