An FHA loan is a government-backed mortgage insured by the Federal Housing Administration (FHA). This type of mortgage is popular with first-time homebuyers and those who do not have the means for a larger down payment. But how do you know if an FHA loan is the right decision for you? Along with the four […]
Which Type of Mortgage is Right for You?
So you’re thinking of buying a home? Congratulations! Most people associate the home buying process with calling a realtor, finding the perfect home, negotiating the deal, having inspections performed, and then setting a close date. Just as important, however, is deciding which mortgage is right for you. A little proactive planning can help you accomplish […]
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3 Reasons to Buy a House This Fall
If you’ve been considering buying your first home but are unsure about whether or not you’re ready to dive into the world of home ownership, there are several factors that currently make buying a home appealing. Buying a home can be scary for first time buyers, so remember to call your friends at GVC Mortgage […]
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3 Ways to Get the Best Interest Rate on a Home Mortgage
Buying a house can be an exciting but overwhelming process filled with unexpected twists and turns. Most people understand the importance of having a trustworthy and proactive realtor, but having a mortgage lender that you can depend on is equally as important. A good lender can ensure that your mortgage loan goes through without a […]
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Is a 15-Year or 30-Year Mortgage Right for You?
When financing a home purchase, a majority of homebuyers in America have opted for the 30-year fixed rate mortgage. While it is a tried-and-true path to homeownership, the 15-year fixed rate could be a better option and should not be overlooked. The loans are structurally similar, but the main difference between the two is the […]
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How Your Credit Score Affects Your Mortgage Rate
You’ve decided it’s time to purchase a home, and you’re getting your finances in order. You have sufficient income and savings, and you’ve even been browsing some properties. Now it’s time to talk to a mortgage lender and find out what kind of rate you qualify for. There are several factors that can affect your mortgage […]
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Indianapolis Ranks #2 in Best Markets for First-Time Homebuyers
Have you been considering purchasing your very first home here in the Indianapolis area? Maybe you have been wondering whether it’s a good time to buy? Well, you’re in luck, friend. Let our team here at GVC Mortgage tell you all about your home purchasing and home-loan options here in Indianapolis, IN. Best Markets for […]
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Refinancing Your Home Loan in 2018
During 2018, experts predict that mortgage rates across the United States will increase slowly in the coming months. After a few years of record low rates, these increases come as no huge surprise. If you are wanting to refinance and lock in a low mortgage rate, our team at GVC Mortgage recommends that you do […]
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Two Reasons Why Millenials Rent vs. Buy
The generation segment that experts have labeled “Millenials”—those born between 1981 and 1997—have caused housing professionals to pause and lift an eyebrow. No longer is home ownership a dream many young adults want to realize quickly. Instead, what we’re discovering here at GVC Mortgage, and across the mortgage lending market, is that many Millenials are […]
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Top 5 Tips for First-Time Home Buyers
You’ve decided to purchase your first home. Congratulations! At GVC Mortgage, we understand how big this step can be, and we love to help our first-time home buyers in their journey toward homeownership. Here are a few of the top tips we give our new clients looking to purchase a home in the Carmel, Fishers, […]
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