At GVC Mortgage, we get a number of questions about the home-loan process from our clients and the community. One of the most common questions is whether to get pre-qualified or pre-approved. The quick answer: Both. These two terms often get confused with one another, but they are distinctly different from one another in the […]
When you’re purchasing a new home, whether it be in Carmel, Fishers, or Indianapolis, you need to be prepared for the process to move quickly. One thing that can slow you down is not having your mortgage paperwork ready to go. To speed up the process and help you have the advantage, our pros at GVC […]
Do you plan on buying a home in the new year? Maybe you’ve found the right home but are now trying to decide which type of financing is right for you? An FHA loan is a popular loan option that many Indianapolis home buyers choose. But how do you know if it’s right for you? […]
When taking out a home loan, you have a lot of details to remember, and sometimes the process feels like it can go rather quickly. Whether you’re new to purchasing a home or you want some advice on mortgages before you start home shopping, let our crew at GVC Mortgage help you out. We have […]
Getting a mortgage for your new home or refinancing your existing home loan is a big deal. Your budget and long-term financial goals depend on selecting just the right home loan. Therefore, you want a mortgage company that’s credible and on your side. You want GVC Mortgage of Carmel, IN.
You’ve been looking for a new home and considering the possible ways to finance it. You know you’ll need to take out a mortgage and have narrowed it down to either a conventional or FHA loan. However, you’re having some trouble deciding which one is best. First, we recommend that you set up a time to […]
You’ve had many friends recently talk about refinancing their mortgages, and now you’re wondering whether you should do the same. But just what is refinancing, and how might you benefit from it?
You’re excited about buying your own little nest right here in Indianapolis. The decision to purchase a house is a big step, but don’t rush into anything just yet. Before financing a new home, meet with a mortgage broker for a consultation, and ask these questions before moving forward.
Are you in the process of buying a new home in Indiana? Do you want to get preapproved so you can know how much home you can afford? Are you maybe wanting to take advantage of current loan rates and are considering refinancing your mortgage? If you fit into any of these categories, GVC Mortgage […]
Buying a home can be an overwhelming process, especially for first-time homebuyers. However, you can minimize anxiety—especially in the home loan process—by understanding some of the key mortgage terms and concepts prior to signing on the dotted line. Here are five key home-loan concepts we at GVC Mortgage want to make sure you know.
- 2 most recent paycheck stubs
- 2 months of bank statements (checking, savings, etc.)
- 2 years full federal tax returns (including W-2s and 1099s)
- Copy of your driver’s license
- Insurance agent contact information
If applicable, the following items will also be needed
- Divorce decree
- Bankruptcy papers
- Proof of child support
- Awards letter (social security and pension)