If you’re preparing to purchase a home this fall in Indianapolis, you may have already started researching the home buying process. There are many lists of things to do as you prepare: save for a down payment, get your credit in order, find a mortgage broker, etc., but our team at GVC Mortgage has put […]
The Don’ts of Home Buying
Refinancing 101
Homeownership is a learning process for everyone. After you’ve secured your mortgage and purchased your first home, you may think you’re done with the hard part. But our team at GVC Mortgage is here to remind you that your financial options don’t end on closing day. Refinancing your home loan means that you are essentially […]
FAQs about Conventional Home Loans
Do you plan on buying a home this summer? Maybe you’ve found the right home but are now trying to decide which type of financing is right for you? A conventional home loan is a wise decision for Indianapolis home buyers, but how do you know if it’s right for you? Our team at GVC […]
How to Buy a House in a Seller’s Market
If you’ve spent any time looking for houses in the past several months, you know that the market is currently in the seller’s favor. Houses are flying off the market and it can be very frustrating for a potential homebuyer to find what they’re looking for and beat out the competition in order to secure […]
What to Expect on Closing Day
Congratulations! You finally did it – the house is yours! You braved the hot market, attended open house after open house, worked with your realtor and landed a deal, so you should be proud. But there is one final hurdle to clear before the keys are in your hand, so don’t relax just yet. Our […]
What Is a USDA Loan?
For many Americans, buying a home is a dream, but often seems impossible to achieve. In the generation plagued by student loan debt, many millennials believe they won’t be able to buy a home because they cannot save for a down payment. However, thanks to the U.S. Department of Agriculture, there is now an option […]
The Home Buying Process
Purchasing a home has long been part of the American dream, but many people find the process too daunting to complete. Our team at GVC Mortgage is here to turn your dreams into reality by walking you through the home buying process and giving you a positive, fulfilling experience. To help you get started, we’ve […]
How to Save for a House
Home ownership is a dream come true for many Americans. However, buying your first home can be a daunting task. Our team at GVC Mortgage is here to help you start saving for a down payment on your dream home. Understanding how much to save and how to do it can relieve some of the […]
4 Features to Consider when Choosing an FHA Loan
An FHA loan is a government-backed mortgage insured by the Federal Housing Administration (FHA). This type of mortgage is popular with first-time homebuyers and those who do not have the means for a larger down payment. But how do you know if an FHA loan is the right decision for you? Along with the four […]
Which Type of Mortgage is Right for You?
So you’re thinking of buying a home? Congratulations! Most people associate the home buying process with calling a realtor, finding the perfect home, negotiating the deal, having inspections performed, and then setting a close date. Just as important, however, is deciding which mortgage is right for you. A little proactive planning can help you accomplish […]
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Required Documents
- 2 most recent paycheck stubs
- 2 months of bank statements (checking, savings, etc.)
- 2 years full federal tax returns (including W-2s and 1099s)
- Copy of your driver’s license
- Insurance agent contact information
If applicable, the following items will also be needed
- Divorce decree
- Bankruptcy papers
- Proof of child support
- Awards letter (social security and pension)