If you’ve recently purchased a home, you may already be wondering when you can sell it. The short answer is, once it’s legally yours, you can sell it whenever you want. However, the long answer is a little more complicated, because while it is legal, it often doesn’t make financial sense to resell quickly. Our […]
Tag Archives | Indianapolis IN
How to Find a Great Real Estate Agent
When tackling one of the biggest financial decisions of your life, it’s important to have a great partner. Your real estate agent plays such a huge part in your home buying experience that choosing one can seem pretty daunting. After all, there’s no shortage of real estate agents vying for your business via online ads, […]
How to Choose a Flip House
Thanks to reality TV and the sellers housing market, house flipping has never been more popular. However, if you’re new to the game, we urge you to do your research because house flipping is not for everyone. What may seem like the perfect opportunity might instead end up costing you a lot of money if […]
3 Mortgage Questions You’re Afraid to Ask
Let’s face it, talking about your finances to a relative stranger is not always the most comfortable experience. You may have made some questionable choices in the past or perhaps your current finances aren’t something you’re proud of, but at GVC Mortgage, we’ve seen it all and we don’t judge. Our team of professionals knows […]
To Buy or to Build?
Depending on your perspective, this could be the best or the worst time to be house-hunting. Houses are selling fast and appreciating quickly in value, which is good news for both the buyers and the sellers. The downside, however, is that inventory is low. Buyers may become frustrated as bidding wars become more common with […]
FAQs about Conventional Home Loans
Do you plan on buying a home this summer? Maybe you’ve found the right home but are now trying to decide which type of financing is right for you? A conventional home loan is a wise decision for Indianapolis home buyers, but how do you know if it’s right for you? Our team at GVC […]
What Is a USDA Loan?
For many Americans, buying a home is a dream, but often seems impossible to achieve. In the generation plagued by student loan debt, many millennials believe they won’t be able to buy a home because they cannot save for a down payment. However, thanks to the U.S. Department of Agriculture, there is now an option […]
The Home Buying Process
Purchasing a home has long been part of the American dream, but many people find the process too daunting to complete. Our team at GVC Mortgage is here to turn your dreams into reality by walking you through the home buying process and giving you a positive, fulfilling experience. To help you get started, we’ve […]
Should I Get Pre-Qualified or Pre-Approved?
At GVC Mortgage, we get a number of questions about the home-loan process from our clients and the community. One of the most common questions is whether to get pre-qualified or pre-approved. The quick answer: Both. These two terms often get confused with one another, but they are distinctly different from one another in the […]
3 Common Questions about FHA Loans
Do you plan on buying a home in the new year? Maybe you’ve found the right home but are now trying to decide which type of financing is right for you? An FHA loan is a popular loan option that many Indianapolis home buyers choose. But how do you know if it’s right for you? […]
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Required Documents
- 2 most recent paycheck stubs
- 2 months of bank statements (checking, savings, etc.)
- 2 years full federal tax returns (including W-2s and 1099s)
- Copy of your driver’s license
- Insurance agent contact information
If applicable, the following items will also be needed
- Divorce decree
- Bankruptcy papers
- Proof of child support
- Awards letter (social security and pension)